These banana chip muffins are a delightful treat that combines the natural sweetness of ripe bananas with the rich flavor of chocolate chips. Perfect for breakfast, a snack, or even dessert, these muffins are sure to please both kids and adults alike. They are easy to make and a great way to use up overripe bananas.
Most of the ingredients for this recipe are common pantry items, but you may need to ensure you have ripe bananas on hand. If you don't usually keep chocolate chips in your pantry, make sure to pick some up at the supermarket. Also, check that you have baking powder and baking soda as these are crucial for the muffins to rise properly.

Ingredients for Banana Chip Muffins
All-purpose flour: The base of the muffin batter, providing structure and texture.
Baking powder: Helps the muffins rise and become fluffy.
Baking soda: Works with the baking powder to leaven the muffins.
Salt: Enhances the flavors of the other ingredients.
Bananas: Adds natural sweetness and moisture to the muffins.
Granulated sugar: Sweetens the muffins.
Egg: Binds the ingredients together and adds richness.
Butter: Adds moisture and flavor to the muffins.
Chocolate chips: Provides bursts of chocolatey goodness in every bite.
Technique Tip for This Recipe
To achieve a light and fluffy texture in your banana chip muffins, make sure not to overmix the batter. When combining the banana mixture with the dry ingredients, stir until just combined. Overmixing can lead to dense and tough muffins. Additionally, using ripe bananas with plenty of brown spots will enhance the sweetness and flavor of the muffins.
Suggested Side Dishes
Alternative Ingredients
all-purpose flour - Substitute with whole wheat flour: Whole wheat flour adds more fiber and nutrients, though it may make the muffins denser.
baking powder - Substitute with baking soda and cream of tartar: Use ¼ teaspoon baking soda and ½ teaspoon cream of tartar for each teaspoon of baking powder.
baking soda - Substitute with baking powder: Use 3 times the amount of baking powder, but this may affect the taste slightly.
salt - Substitute with sea salt: Sea salt can be used in the same quantity and may add a slightly different flavor.
mashed ripe bananas - Substitute with applesauce: Applesauce can provide similar moisture and sweetness, though the flavor will be different.
granulated sugar - Substitute with honey: Honey adds a natural sweetness and moisture, but use ½ cup honey for every ¾ cup sugar and reduce other liquids slightly.
beaten egg - Substitute with flax egg: Mix 1 tablespoon ground flaxseed with 3 tablespoons water to replace one egg, suitable for vegan diets.
melted butter - Substitute with coconut oil: Coconut oil provides a similar texture and moisture, with a slight coconut flavor.
chocolate chips - Substitute with carob chips: Carob chips are a caffeine-free alternative with a similar texture and sweetness.
Other Alternative Recipes Similar to This
How to Store or Freeze Your Muffins
- Allow the banana chip muffins to cool completely on a wire rack before storing or freezing. This prevents condensation and sogginess.
- For short-term storage, place the muffins in an airtight container. Line the container with a paper towel to absorb any excess moisture, and add another paper towel on top of the muffins before sealing the lid.
- Store the container at room temperature for up to 2-3 days. If you need to keep them fresh longer, consider refrigerating them, but note that refrigeration can sometimes alter the texture slightly.
- To freeze the muffins, wrap each muffin individually in plastic wrap or aluminum foil. This helps to prevent freezer burn and maintain their flavor.
- Place the wrapped muffins in a large, resealable freezer bag or an airtight container. Label the bag or container with the date to keep track of their freshness.
- Freeze the muffins for up to 3 months. When you're ready to enjoy them, thaw the muffins at room temperature or warm them in the microwave for about 20-30 seconds.
- For an extra treat, you can reheat the muffins in the oven. Preheat your oven to 350°F (175°C) and bake the frozen muffins for about 10 minutes, or until they are warmed through and slightly crispy on the outside.
How to Reheat Leftovers
- For a quick and easy method, use the microwave. Place a banana chip muffin on a microwave-safe plate and heat on medium power for about 15-20 seconds. This will warm it up without drying it out.
- If you prefer a slightly crispier texture, try the oven. Preheat your oven to 350°F (175°C). Wrap the muffins in aluminum foil to prevent them from drying out and place them on a baking sheet. Heat for about 10 minutes or until warmed through.
- For a delightful twist, use a toaster oven. Set it to 350°F (175°C) and place the muffins directly on the rack or on a small baking tray. Heat for 5-7 minutes, which will give the exterior a slight crisp while keeping the inside moist.
- If you have an air fryer, this can also be a great option. Set the air fryer to 300°F (150°C) and place the muffins in the basket. Heat for about 3-5 minutes, checking frequently to ensure they don't overcook.
- For a more indulgent option, slice the muffins in half and toast them on a griddle or skillet over medium heat. Add a small pat of butter to the pan and toast each side until golden brown and warmed through. This method adds a delicious buttery crust to your banana chip muffins.
Essential Tools for This Recipe
Oven: Used to bake the muffins at the specified temperature.
Muffin tin: Holds the muffin batter in individual portions for baking.
Muffin liners: Optional, but helps to prevent the muffins from sticking to the tin.
Large bowl: Used to mix the dry ingredients together.
Another bowl: Used to mix the wet ingredients together.
Whisk: Used to combine the dry ingredients and to mix the wet ingredients.
Spatula: Used to fold the banana mixture into the flour mixture and to fold in the chocolate chips.
Measuring cups: Used to measure out the flour, sugar, and other ingredients.
Measuring spoons: Used to measure out the baking powder, baking soda, and salt.
Masher: Used to mash the ripe bananas.
Spoon: Used to spoon the batter into the muffin tin.
Toothpick: Used to check if the muffins are done by inserting into the center.
Wire rack: Used to cool the muffins completely after baking.
How to Save Time on This Recipe
Pre-measure ingredients: Measure out all ingredients before starting to save time during the baking process.
Use a stand mixer: A stand mixer can quickly combine your wet ingredients and dry ingredients, making the process faster.
Melt butter in microwave: Melt the butter in the microwave instead of on the stove to save a few minutes.
Use a cookie scoop: Use a cookie scoop to evenly portion the batter into the muffin tin.
Preheat oven early: Start preheating your oven before you begin mixing the ingredients to ensure it's ready when you are.

Banana Chip Muffins
Ingredients
Main Ingredients
- 1.5 cups All-purpose flour
- 1 teaspoon Baking powder
- 0.5 teaspoon Baking soda
- 0.25 teaspoon Salt
- 3 Ripe bananas mashed
- 0.75 cup Granulated sugar
- 1 Egg beaten
- ⅓ cup Melted butter
- 1 cup Chocolate chips
Instructions
- Preheat your oven to 350°F (175°C). Grease a muffin tin or line with muffin liners.
- In a large bowl, whisk together the flour, baking powder, baking soda, and salt.
- In another bowl, mix the mashed bananas, sugar, beaten egg, and melted butter.
- Stir the banana mixture into the flour mixture until just combined. Fold in the chocolate chips.
- Spoon the batter into the prepared muffin tin, filling each cup about ⅔ full.
- Bake for 20 minutes, or until a toothpick inserted into the center comes out clean. Let cool in the tin for 10 minutes, then transfer to a wire rack to cool completely.
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